{"id":3264,"date":"2022-03-15T17:03:45","date_gmt":"2022-03-15T17:03:45","guid":{"rendered":"https:\/\/pride.enzie.net\/?page_id=3264"},"modified":"2023-02-25T18:36:06","modified_gmt":"2023-02-25T23:36:06","slug":"usda-loans","status":"publish","type":"page","link":"https:\/\/malhomeloans.com\/usda-loans\/","title":{"rendered":"USDA Loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3264\" class=\"elementor elementor-3264\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4563e74f elementor-section-full_width elementor-section-height-min-height elementor-section-items-stretch elementor-section-content-middle elementor-section-height-default\" data-id=\"4563e74f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3aa5e68a\" data-id=\"3aa5e68a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6831c38a elementor-absolute elementor-invisible elementor-widget elementor-widget-image\" data-id=\"6831c38a\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInRight&quot;,&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-1024x683.jpg\" class=\"attachment-large size-large wp-image-8613\" alt=\"\" srcset=\"https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-1024x683.jpg 1024w, https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-300x200.jpg 300w, https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-768x512.jpg 768w, https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-1536x1024.jpg 1536w, https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-2048x1365.jpg 2048w, https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-200x133.jpg 200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4e45533a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"4e45533a\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-42eaec78\" data-id=\"42eaec78\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68428d06 elementor-widget elementor-widget-heading\" data-id=\"68428d06\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">The Low down on<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e2723f2 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"6e2723f2\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">USDA Loans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-771c7bf4 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"771c7bf4\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThe United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. Some of the popular types of loans are: the single family direct homeownership loan, the single family guaranteed homeownership loan, the rural repair and rehabilitation loan or grant and the mutual self-help loan. This guide will help you figure out what these loans are and whether you\u00a0qualify.\n\nThough the terms and details of these loans differ, all offer very low effective interest rates (some are as low as 1 percent) and don\u2019t require a cash down payment. To qualify, you need to have a decent credit\u00a0history.\n\nWe\u2019re here to make the USDA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our\u00a0FREE\u00a0USDA Loan\u00a0Qualifier.\n\nWe\u2019ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you\u2019re a first-time home buyer or a seasoned\u00a0investor.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74307fd8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"74307fd8\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57ba66c6 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"57ba66c6\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-square\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Complete our simple USDA Loan Qualifier<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-square\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Receive options based on your unique criteria and scenario<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-square\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Compare mortgage interest rates and terms<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-square\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Choose the offer that best fits your needs<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ba77d19 elementor-widget elementor-widget-button\" data-id=\"4ba77d19\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Your USDA LOAN Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-70be3a3 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"70be3a3\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-335d107\" data-id=\"335d107\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c4904d animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"2c4904d\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">You ask, we answer<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-323b845 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"323b845\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We know the mortgage process can be tricky. Here&#8217;s some questions people like you have asked us in the past.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-928bc31\" data-id=\"928bc31\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0ce384 elementor-widget elementor-widget-global elementor-global-7787 elementor-widget-toggle\" data-id=\"d0ce384\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2181\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2181\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What is Mortgage Advantage Lending?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2181\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2181\"><p>Mortgage Advantage Lending is your online resource for personalized mortgage solutions, fast customized quotes, great rates, and service with integrity. We\u2019re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2182\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2182\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Why should I Use Premier Home and Finance?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2182\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2182\"><p>At Mortgage Advantage Lending, we are a diamond partner with the largest wholesale purchase lender in the country. That means we have the fastest turnaround time and the best platform to consistently close your loan. Our average closing time is 12 days.<\/p><p>We also have the resources to make your home-buying process seamless. Use our free decision-making tools and calculators, from pre-approval to home insurance quotes, to get the process going. You can do a home search, learn the value of your home, and calculate your payments right from our site.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2183\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2183\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How safe is Mortgage Advantage Lending?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2183\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2183\"><p>Protecting your personal information is our top priority. We use bank-level encryption, and we\u2019re constantly monitoring our site to make sure it\u2019s secure. We won\u2019t sell your data or use it for any other purpose than to help you get a mortgage.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2184\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2184\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How competitive are Mortgage Advantage Lending's rates?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2184\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2184\"><p>Mortgage rates change daily and vary depending on your unique situation. But you will always get our best rates by starting your application online. You can see today\u2019s rates and learn how rates are trending: get your free quote today!<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2185\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2185\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Who can use Mortgage Advantage Lending?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2185\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2185\"><p>Mortgage Advantage Lending is best for people who have a credit score of 620 or above and are ready to buy, sell, refinance, or build their dream home.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is Mortgage Advantage Lending?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Mortgage Advantage Lending is your online resource for personalized mortgage solutions, fast customized quotes, great rates, and service with integrity. We\\u2019re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Why should I Use Premier Home and Finance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>At Mortgage Advantage Lending, we are a diamond partner with the largest wholesale purchase lender in the country. That means we have the fastest turnaround time and the best platform to consistently close your loan. Our average closing time is 12 days.<\\\/p><p>We also have the resources to make your home-buying process seamless. Use our free decision-making tools and calculators, from pre-approval to home insurance quotes, to get the process going. You can do a home search, learn the value of your home, and calculate your payments right from our site.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"How safe is Mortgage Advantage Lending?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Protecting your personal information is our top priority. We use bank-level encryption, and we\\u2019re constantly monitoring our site to make sure it\\u2019s secure. We won\\u2019t sell your data or use it for any other purpose than to help you get a mortgage.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"How competitive are Mortgage Advantage Lending's rates?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Mortgage rates change daily and vary depending on your unique situation. But you will always get our best rates by starting your application online. You can see today\\u2019s rates and learn how rates are trending: get your free quote today!<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Who can use Mortgage Advantage Lending?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Mortgage Advantage Lending is best for people who have a credit score of 620 or above and are ready to buy, sell, refinance, or build their dream home.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-65c4a951 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"65c4a951\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-35b0e314\" data-id=\"35b0e314\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d184234 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3d184234\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Do You Qualify? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65ba006 elementor-widget elementor-widget-text-editor\" data-id=\"65ba006\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of \u201c43\/49.\u201d This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 4 late payments.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6afea43c elementor-mobile-align-justify elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6afea43c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The Low down on USDA Loans The United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. Some of the popular types of loans are: the single family direct homeownership loan, the single family guaranteed homeownership loan, [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3264","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>USDA Loans - Mortgage Advantage Lending, LLC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/malhomeloans.com\/usda-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"USDA Loans - Mortgage Advantage Lending, LLC\" \/>\n<meta property=\"og:description\" content=\"The Low down on USDA Loans The United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. Some of the popular types of loans are: the single family direct homeownership loan, the single family guaranteed homeownership loan, [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/malhomeloans.com\/usda-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"Mortgage Advantage Lending, LLC\" \/>\n<meta property=\"article:modified_time\" content=\"2023-02-25T23:36:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-1024x683.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/malhomeloans.com\/usda-loans\/\",\"url\":\"https:\/\/malhomeloans.com\/usda-loans\/\",\"name\":\"USDA Loans - Mortgage Advantage Lending, LLC\",\"isPartOf\":{\"@id\":\"https:\/\/malhomeloans.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/malhomeloans.com\/usda-loans\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/malhomeloans.com\/usda-loans\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-1024x683.jpg\",\"datePublished\":\"2022-03-15T17:03:45+00:00\",\"dateModified\":\"2023-02-25T23:36:06+00:00\",\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/malhomeloans.com\/usda-loans\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/malhomeloans.com\/usda-loans\/#primaryimage\",\"url\":\"https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-scaled.jpg\",\"contentUrl\":\"https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-scaled.jpg\",\"width\":2560,\"height\":1707},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/malhomeloans.com\/#website\",\"url\":\"https:\/\/malhomeloans.com\/\",\"name\":\"Mortgage Advantage Lending, LLC\",\"description\":\"Residential Mortgage Lender\",\"publisher\":{\"@id\":\"https:\/\/malhomeloans.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/malhomeloans.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/malhomeloans.com\/#organization\",\"name\":\"Mortgage Advantage Lending, LLC\",\"url\":\"https:\/\/malhomeloans.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/malhomeloans.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/03\/mal-logo2-e1698854604887.png\",\"contentUrl\":\"https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/03\/mal-logo2-e1698854604887.png\",\"width\":200,\"height\":51,\"caption\":\"Mortgage Advantage Lending, LLC\"},\"image\":{\"@id\":\"https:\/\/malhomeloans.com\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"USDA Loans - Mortgage Advantage Lending, LLC","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/malhomeloans.com\/usda-loans\/","og_locale":"en_US","og_type":"article","og_title":"USDA Loans - Mortgage Advantage Lending, LLC","og_description":"The Low down on USDA Loans The United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. Some of the popular types of loans are: the single family direct homeownership loan, the single family guaranteed homeownership loan, [&hellip;]","og_url":"https:\/\/malhomeloans.com\/usda-loans\/","og_site_name":"Mortgage Advantage Lending, LLC","article_modified_time":"2023-02-25T23:36:06+00:00","og_image":[{"url":"https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-1024x683.jpg","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/malhomeloans.com\/usda-loans\/","url":"https:\/\/malhomeloans.com\/usda-loans\/","name":"USDA Loans - Mortgage Advantage Lending, LLC","isPartOf":{"@id":"https:\/\/malhomeloans.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/malhomeloans.com\/usda-loans\/#primaryimage"},"image":{"@id":"https:\/\/malhomeloans.com\/usda-loans\/#primaryimage"},"thumbnailUrl":"https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-1024x683.jpg","datePublished":"2022-03-15T17:03:45+00:00","dateModified":"2023-02-25T23:36:06+00:00","inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/malhomeloans.com\/usda-loans\/"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/malhomeloans.com\/usda-loans\/#primaryimage","url":"https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-scaled.jpg","contentUrl":"https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/02\/Mal_Homes-usda_loans_pic-01-w3000-scaled.jpg","width":2560,"height":1707},{"@type":"WebSite","@id":"https:\/\/malhomeloans.com\/#website","url":"https:\/\/malhomeloans.com\/","name":"Mortgage Advantage Lending, LLC","description":"Residential Mortgage Lender","publisher":{"@id":"https:\/\/malhomeloans.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/malhomeloans.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/malhomeloans.com\/#organization","name":"Mortgage Advantage Lending, LLC","url":"https:\/\/malhomeloans.com\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/malhomeloans.com\/#\/schema\/logo\/image\/","url":"https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/03\/mal-logo2-e1698854604887.png","contentUrl":"https:\/\/malhomeloans.com\/wp-content\/uploads\/2023\/03\/mal-logo2-e1698854604887.png","width":200,"height":51,"caption":"Mortgage Advantage Lending, LLC"},"image":{"@id":"https:\/\/malhomeloans.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/malhomeloans.com\/wp-json\/wp\/v2\/pages\/3264","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/malhomeloans.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/malhomeloans.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/malhomeloans.com\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/malhomeloans.com\/wp-json\/wp\/v2\/comments?post=3264"}],"version-history":[{"count":0,"href":"https:\/\/malhomeloans.com\/wp-json\/wp\/v2\/pages\/3264\/revisions"}],"wp:attachment":[{"href":"https:\/\/malhomeloans.com\/wp-json\/wp\/v2\/media?parent=3264"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}